uob credit card
uob credit card
Blog Article
UOB Financial institution is really a properly-recognised lender that offers a number of credit cards tailored to fulfill distinctive requires and Tastes. Here is an in depth overview to assist you to have an understanding of the key areas:
Different types of UOB Charge cards
UOB gives numerous types of bank cards, Every single made for specific uses:
Rewards Playing cards: Receive points or miles on the purchases that may be redeemed for journey, buying, eating, and even more.
Cashback Playing cards: Get yourself a percentage of your respective investing again as income rebates.
Vacation Cards: Created for Recurrent vacationers with benefits like air miles accumulation, airport lounge entry, and vacation insurance policies.
Lifestyle Cards: Features perks relevant to entertainment, dining bargains, and unique occasion Invites.
Vital Functions
Each individual UOB credit card comes with its possess list of features. Here are a few prevalent kinds:
Interest-Free of charge Time period
Most UOB charge cards present up to 55 days interest-free of charge when you pay your balance in complete through the because of date.
Reward Points
Generate reward factors on every single dollar put in which may be redeemed for a variety of rewards for example vouchers or products.
Funds Rebates
Specified cards supply cashback on each day expenditures like groceries, fuel, dining out etc.
Promotions & Discounts
Enjoy special promotions and bargains at partnered retailers which include dining establishments, retail merchants and on the internet platforms.
Flexible Payment Options
Decide on several payment strategies like GIRO (General Interbank Recurring Buy), AXS stations or direct debit from more info the personal savings account.
Security Features
Enhanced stability by way of EMV chip technologies along with SMS alerts for transactions designed previously mentioned a certain limit.
How to use
Applying for just a UOB credit card is easy:
Go to the Formal UOB Web site.
Search through their variety of bank cards.
Pick the cardboard that best suits your needs.
Complete the applying form both on line or go to a branch.
Post vital documents for example evidence of money and identification.
Handling Your Card
When you have your UOB bank card:
Consistently Verify statements either by way of mailed copies or by using online banking.
Make timely payments to prevent late costs and fascination prices.
Observe reward details/cashback earnings so you can maximize Advantages.
Useful Instance
Picture you are somebody that loves traveling often:
You may go for a UOB Travel Card which lets you get paid air miles on every purchase.
With amassed miles eventually, you may perhaps redeem them without spending a dime flights or updates—conserving considerably on travel prices!
Also, delight in perks like complimentary airport lounge obtain building People extended layovers much more snug!
By knowledge these Principles about UOB Credit Cards – their forms & characteristics in addition to practical utilization – You will be greater equipped to pick one that aligns perfectly with all your Life-style needs!